Why do I want to talk about the best personal finance books for young adults? Simply because teen-aged people are lacking financial knowledge these days. More than 60% of teenagers claimed they had not attended any financial literacy lessons in school, according to a 2021 Junior Achievement study (via CNBC).

Introduction to best personal finance books for young adults
Teenagers are not extremely financially literate or mindful with their expenditures. They squander money on parties, dining out, and purchasing new attire. This article is intended for young adults who want to learn about personal finance or for their parents who are attempting to teach them. From a large collection of personal finance books, we have carefully chosen 10 books that may be able to assist young adults in learning about personal money. These materials assist young individuals in learning about money management, asset creation, investing, saving, and many other interesting topics.
List of best personal finance books for young adults
- How To Money: Your Ultimate Visual Guide to the Basics of Finance
- I Want More Pizza
- Broke Millennial
- Rich Dad, Poor Dad for Teens
- The Motley Fool Investment Guide for Teens
- How to Turn $100 into $1,000,000
- Work Optional: Retire Early the Non-Penny-Pinching Way
- Dear Debt
- Quit Like A Millionaire
- The Year of Less
A Brief about best personal finance books for young adults list
1.How To Money: Your Ultimate Visual Guide to the Basics of Finance
The first book in the list of 10 best personal finance books for young adults in 2022 is How To Money: Your Ultimate Visual Guide to the Basics of Finance
Author | Jean Chatzky and Kathryn Tuggle |
Genre | Personal finance |
Ratings | 4.7/5.0 star |
For parents who want to teach their kids about money and for teenagers who want to learn about money independently, How To Money is a must-have resource. Make more money, save properly, invest well, only borrow when necessary, and appreciate what you have!
This book imparts
- establishing and adhering to a budget
- How to land your first job and what the compensation means
- How to manage student debts and stay out of debt
- obtaining your first credit card and understanding credit
- How to invest like an expert and why it’s crucial
To make more money, save properly, invest well, only borrow when necessary, and appreciate what you have!
2.I Want More Pizza
The second book in the list of 10 best personal finance books for young adults in 2022 is I Want More Pizza
Author | Steve Burkholder |
Genre | Personal finance |
Ratings | 4.5/5.0 star |
The book is divided into an introduction, “You,” “Saving,” “Growing Savings,” and “Debt,” and four chapters in all.
A “slice” of the pizza is used to describe each of the four chapters. Personally, I find the book’s pizza metaphor and structure to be the least interesting. It doesn’t really make sense to me why “Debt” would be a slice if “Savings” and “Growing Savings” are. Debt shouldn’t be an extra slice; it should be a missing piece.
I know, I’m reading too much into the pizza, right? But since there are only four slices, shouldn’t the chapter headers and cover graphics of the pizza depict the pieces as quarters of the pizza? However, they are depicted on the cover image as being more like sixths. The book’s segments don’t actually ever add up to the entire pizza, which would make more sense if there were six chapters or if the Introduction and epilogue were also referred to as slices. However, there are only four chapters in the book.
3.Broke Millennial
The third book in the list of 10 best personal finance books for young adults in 2022 is Broke Millennial
Author | Erin Lowry |
Genre | Personal finance |
Ratings | 4.6/5.0 star |
It’s amazing how many individuals, whether young and elderly, unknowingly make poor financial decisions simply because they lack the necessary knowledge. It was helpful to distinguish between the “rich” and the “wealthy” in this book .Some mistakenly believe they can make quick money by gambling on the stock market. Anyone searching for a comprehensive review of their wealth-building possibilities should read this book. This isn’t the book for you if what you’re looking for is a get-rich-quick guide published by a glorified salesperson.
4.Rich Dad, Poor Dad for Teens
The fourth book in the list of 10 best personal finance books for young adults in 2022 is Rich Dad, Poor Dad for Teens
Author | Robert T. Kiyosaki |
Genre | Personal finance |
Ratings | 4.2/5.0 star |
Basically, only teenagers would find this book enjoyable; it is not a broad book. As there are many helpful advice for adolescents presented in this book, every teen would certainly like it. The fact that this book is written in simple English is its finest feature. For instance, advice is provided on how to launch a small business, get a suitable employment, etc. Teens who are still unaware of their finances and who want to become more financially aware should read this book.
5.The Motley Fool Investment Guide for Teens
The fifth book in the list of 10 best personal finance books for young adults in 2022 is The Motley Fool Investment Guide for Teens
Author | David Gardner |
Genre | Personal finance |
Ratings | 4.6/5.0 star |
The book makes a pretty lofty promise: follow these eight steps and you’ll have more money than your parents could have ever imagined. The first of the eight processes is assisting teenagers with goal-setting and planning. They assist teenagers in beginning to save the money necessary to start investing as well as in knowing how to make money (which serves as the foundation of their investments).
They continue by instructing teenagers on the fundamentals of the financial system, covering topics like banks, credit unions, brokerage houses, insurance, etc. The eight phases then progress to explaining how the stock market operates before explaining mutual funds. Finally, they go over the steps necessary to open a brokerage account and begin investing for teenagers.
6.How to Turn $100 into $1,000,000
The sixth book in the list of 10 best personal finance books for young adults in 2022 is How to Turn $100 into $1,000,000
Author | Jeannine Glista, James Mckena, Matt fontaine |
Genre | Personal finance |
Ratings | 4.6/5.0 star |
Purchase this book for your kids. We must teach them since the schools aren’t doing it! This book has some incredible information that I wish I’d known when I was younger. I put $100 in the back for my kid, and I have no doubt that by the time he’s a teen, he’ll have a very good investment/savings portfolio!
7.Work Optional: Retire Early the Non-Penny-Pinching Way
The seventh book in the list of 10 best personal finance books for young adults in 2022 is Work Optional: Retire Early the Non-Penny-Pinching Way
Author | Tanja Hester |
Genre | Personal finance |
Ratings | 4.4/5.0 star |
If you want to have an open mind regarding your financial future, this three-part book is excellent.
Tanja begins Part 1 by defining Early Retirement/”Work Optional” existence and asking you to consider who you would be in the absence of a job. Through a series of probing questions, she provides the cheat code to help you get unstuck if you get stuck.
The planning-focused second section is where things really got interesting. Tanja isn’t afraid to acknowledge that none of us is endowed with a crystal ball. Instead, she outlines many contingencies that may be used to provide flexibility to your strategy.
Our favorite was certainly the third part. In it, she discusses the Big Leap and all the issues you should be considering as you approach the end of your conventional career. We appreciated the focus on mental and spiritual health.
8.Dear Debt
The eighth book in the list of 10 best personal finance books for young adults in 2022 is Dear Debt
Author | Melanie Lockert |
Genre | Personal finance |
Ratings | 4.8/5.0 star |
The book Melanie wrote is amazing. Not only is it wonderfully written, but it also offers great advice on paying off debt. She clearly has passion and determination since it is evident on every page. I’ve read a lot of books about finance, and they all seem to say the same thing, but this one offers such an amazing tale and contemporary, pertinent tools. I would highly recommend reading this book if you are interested in personal finance in general, debt relief, or side hustles.
9.Quit Like A Millionaire
The ninth book in the list of 10 best personal finance books for young adults in 2022 is Quit Like A Millionaire
Author | Bryce Leung and Kristy Shen |
Genre | Personal finance |
Ratings | 4.7/5.0 star |
Due to their thorough analysis, it is obvious that the writers are/were engineers. This book shows WHY owning a property is not as smart as Rich Dad Poor Dad would have you believe. While other books discuss ideas, this one goes into great detail and includes a large amount of numbers. Heck, it generates tables to further explain it and shows why and how each book on being wealthy is unique! Although it speaks of audacious and clever ideas, it is practical. I haven’t seen another article with such a detailed strategy on how to safeguard yourself from the return drama sequence!
10.The Year of Less
The tenth book in the list of 10 best personal finance books for young adults in 2022 is The Year of Less
Author | Cait Flanders |
Genre | Personal finance |
Ratings | 4.3/5.0 star |
Flanders details her transformation from a 30,000 dollar debt-carrying shopaholic, binge drinker, and binge eater to someone with no debt, money in the bank, and a much simpler but happy existence. Although Flanders claims she started decluttering before Kondo’s book was published, the decluttering method will be familiar to anybody who has read Marie Kondo’s “The Art Of discarding”. I suggest reading Kondo first, followed by Flander, to see how that process works.
In the second step in Flanders’ simplification strategy was to impose a restriction on purchasing only absolute essentials and predetermined necessities. By doing this, she manages to purge the unnecessary clutter from her life and create a lifestyle free of it. You should download this book and follow Flanders’ path if you are surrounded by stuff that is hindering your capacity to live lightly since that is the core to this book: how she learns what is genuinely useful in any life.
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